It’s time to take the 28-day Keto Challenge

WHat are people Saying???

Online marketing education delivered simply; with integrity

Here’s the deal…

If you’re trying to learn to build a successful business by watching free videos online and trying to make sense of confusing concepts, you’re going to have a tough time.

Why?

To become a skilled marketer you need CONSISTENCY

You need STRUCTURE

You need a CLEAR PLAN laid out to help you build your skills from the ground up.

That’s why the next logical step is to sign up with Legendary Marketers!! 🙌

We’re not talking about another app ❌ or some stash of pre-recorded videos ❌

We offer HIGH Level training with 1-On-1 guidance  with the Best Team of TOP ADVISORS in the business. 💪

Not only are they some of the best advisors the industry has to offer with years of teaching, experience, 👌 they have dedicated their skills to personally helping people like you become everything YOU’ve always dreamed of being. On top of that, it’s super affordable, convenient and hassle free…

Why Affiliate Marketing doesn’t work.

Owning an online business is really no different than owning any other business. Without customers it is impossible to generate a cash flow. Think about it, a Physician without patients will not be able to buy the car they desire and live in the the house of their dreams

Owning an online business is no different. Without customers the business will fail. I have also watched this happen with freinds and family who signed up with the latest MLM craze. Without a marketing plan that will attract the potential buyer, the business will struggle to gain traction and grow. Honestly, if you are shy or scared to talk with people there is a good chance that you are in for an uphill battle to gain customers. ANd, without customers, the businees is doomed. This is why ONLINE Businesses fail.

GUESS WHAT, This doesn’t mean that you should not look into the Affilate Marketing business. The freedom alone makes this field higly desirable. AND, with a little knowledge at the beginning your chances of SUCCESS grow dramatically.

I want to invite you to investigate this business for yourself. Even if this business is not for you, the time and investment will provide you with valuable information.

For Anyone Who Wants To Start A Profitable Online Business But Doesn’t Know Where To Begin

Housing, budget deficits and your future

Depending on who is approving your new home purchase or refinance, your housing debt to income ratio can range from a 28% to over 50% of your total income. The thing to remember is that the debt to income ratio is calculated on Before Tax Income. That figure does not take into consideration your Federal or State Income Tax Rate, Your Cost of Insurance or Your Contributions into Your Retirement Plan.

This illustration shows the Debt-to-Income ratio for an average, middle class family.

Basic DTI Calc

As you can see based on these figures this family is well within the range for being approved based on income alone. But lets look deeper into the possibilities this family co

uld be facing after signing the mortgage and loan documents.

 

If they are in an average tax bracket with average benefits the take home pay for this family could be

 $3240 per month. After the First Mortgage payment is paid they would have $1740 per month. Which means they are spending over 45% of their take home pay in mortgage payments alone.

What if they are like this couple from Florida that wrote the following on Edmunds.com? Thank you! We took delivery of our 2013 Odyssey EX-L, black with truffle leather (no nav. or rear ent.), from Crown Honda in Pinellas Park, Florida, last Saturday. We walked out paying only our first month’s lease payment: $408.88/mo, 36 months, 12,000 miles/year. Total we’ll be paying over entire lease is $14,719.68! Residual value $19,030 (give or take). I think we came out good on this deal! Their $1740 a month is now $1331 and they sill have to purchase insurance and fuel for the vehicle. With gas prices in the $3.50-$4.00 a gallon price range the average full tank of gas costs around $48.00. If that is the price per week this vehicle will add $211.00 a month to the budget.

Not mentioning utilities for the house, groceries, entertainment and emergencies that can pop up as a homeowner, I think you can see that budget deficits can be controlled in our own homes. I keep hearing people talk about the US Debt, the economy and other factors that honestly we personally have no direct control over. What if we start with us?

It seems easy to justify spending $50 for an evening meal when we don’t feel like cooking. What about the price of a night out? What about that insurance deductible due after a minor fender bender?

Thoughts? I’d love to hear them.